The construction industry often sees delayed payments. Whether you’re a general contractor, subcontractor, or supplier, navigating payment disputes is part of the job. Fortunately, mechanics liens offer a powerful legal remedy to help ensure payment for the labor and materials you’ve provided. But to benefit from lien protections, you must follow strict legal timelines, and one of the most important milestones is the “completion of work.”
Understanding when a project is legally considered “complete” is critical because many mechanics lien deadlines for filing and enforcing a lien are tied to that date. Missing these deadlines can result in a complete loss of your lien rights.
In this guide, we’ll explain what “completion of work” means in the context of lien law, how it’s determined, and why it matters to your right to payment.
What Does “Completion of Work” Mean?
The term “completion of work” may sound straightforward, but in lien law, it carries a very specific legal definition that varies from state to state.
Broadly, it refers to the point in time when all work under the original contract (including agreed-upon change orders) is finished. However, depending on the project location, even something as small as punch-list items or warranty work might delay this definition.
For example:
- In California, “completion” can occur when:
- The project has been finished,
- The owner occupies or uses the improvement,
- A Notice of Completion or Cessation is filed, or
- Actual labor on the site has ceased for 60 consecutive days.
- In Arizona, it refers to the last date of furnishing labor or materials to the project by any party who has lien rights.
Determining how your state defines “completion” is essential because that date often starts the clock for your lien-related deadlines.
Why It Matters: Lien Filing and Enforcement Deadlines
Lien rights are not indefinite. Each state sets specific timelines for both recording and enforcing a mechanics lien — and most of those timelines begin ticking from the date of “completion.”
Here’s how it typically plays out:
- Lien Filing Deadline: In most states, contractors, subcontractors, and suppliers must file a lien within a set number of days after the project is deemed complete.
- Lien Enforcement Deadline: After recording a lien, claimants only have a limited window to initiate legal action to enforce it.
Failing to identify the true completion date can put you at risk of filing late and losing your lien rights entirely.
Notice of Completion or Cessation: How They Affect “Completion”
Some states allow property owners to record a Notice of Completion or Notice of Cessation with the county recorder. This formally declares that work has ended and often shortens the lien deadlines significantly.
For example:
- In California:
- Without a recorded Notice: You typically have 90 days from actual completion to file a lien.
- With a Notice of Completion: Deadlines shrink – to just 60 days for general contractors and 30 days for subcontractors and suppliers.
Knowing whether a notice has been filed is crucial. If you miss the shortened deadline, your lien rights may be permanently lost, even if you’ve not been paid.
How to Determine the Completion Date
Determining the legal “completion of work” isn’t always easy. Courts often look at various factors, including:
- When the last significant work was performed (not minor touch-ups or warranty repairs),
- Whether the work was part of the original contract or change orders,
- When final inspections or approvals occurred,
- When the structure was occupied or used.
Best practice: Keep detailed records. Track your last day on site, the scope of work completed, and any subsequent punch-list or call-back visits. This documentation can protect your lien rights if there’s ever a dispute over deadlines.
How CNS Helps You Navigate Completion Dates
Understanding when a project is considered “complete” is crucial when dealing with lien rights. In many states, the recording of a Notice of Completion (NOC) can significantly shorten the time you have to file or enforce a mechanics lien. However, tracking whether an NOC has been filed isn’t always straightforward.
That’s where CNS comes in.
Notice of Completion Search Services
CNS offers Notice of Completion search services as a standalone product that helps you determine whether a Notice of Completion has been recorded for a specific jobsite address.
We do not monitor deadlines or calculate filing windows. Instead, we provide you with access to county-recorded information so you can make informed decisions for your business.
We offer two types of searches:
- Flash Search: A one-time search of the applicable county’s public records to identify any recorded Notices of Completion for a given property address within the past 365 days. This is ideal if you want to check a project’s recent history.
- Monitor Service: A forward-looking service where CNS monitors the county records for a specific jobsite address for the next 365 days. If a Notice of Completion is recorded during that time, we will notify you. This service is useful for active or ongoing jobs where you anticipate a notice may be filed.
Final Tips: Protecting Your Lien Rights
Here are a few ways you can protect your rights when dealing with completion-related deadlines:
- Send Preliminary Notices: They’re required in most states and help you stay informed of project milestones like Notices of Completion.
- Document Everything: Keep detailed logs of your project start, progress, and final activities.
- Check County Records: If a Notice of Completion was filed, your deadlines may be significantly shorter. CNS can assist with this.
- Act Early: Don’t wait until the deadline is around the corner. Get your lien filed as soon as it’s eligible.
Conclusion
Understanding what constitutes the “completion of work” is critical to preserving your mechanics lien rights. Since most lien deadlines hinge on this date, a single misstep can cost you your right to secure payment.
To stay protected:
- Learn your state’s legal definition of completion,
- Track your own project completion carefully, and
- Confirm whether a Notice of Completion has been filed.
At CNS, we’re here to help you navigate these complex rules, ensure your lien is filed and enforced properly, and refer you to trusted attorneys when needed.
Contact CNS today at 800-366-5660 to get started with your next preliminary notice. We’ll take care of the research, mailing, and compliance—so you can focus on getting the job done right.
Disclaimer: CNS is not a legal service provider. For legal advice, please consult an attorney.